Little Cash - Mobile Loans 2.12.5

Little Cash - Mobile Loans 2.12.5

Optipay Limited  ❘ Freeware
Android
out of 97656 votes
Latest Version
2.12.5
Safe to install

Quick Cash at Your Fingertips with Little Cash

Elena Angelini

Little Cash offers an intuitive mobile platform for fast loan approvals, but can improve on interest transparency and customer support.
2024 Editor's Rating
VERY GOOD User Rating

Little Cash offers instant personal loans that can be deposited directly into your mobile wallet.

How to Apply for a Little Cash Loan:

  1. Download and install the app from the Google Play store.
  2. Create an account and register with our application.
  3. Receive instant loan approval.
  4. Our secure system will quickly verify your identity.
  5. Your loan amount will be deposited into your Mobile Money account.

Little Cash Loan Terms and Fees:

  • Loan Amounts: PHP 1,000 - PHP 50,000
  • Monthly facilitation fee: 9% - 25%
  • Annual Percentage Rate (APR): 27% - 260%

For example, if you borrow PHP 1,000 for a period of 65 days, the facilitation fee would be PHP 250, making the total payable amount PHP 1,250.

The minimum repayment period is 65 days, while the maximum repayment period is 120 days. The minimum APR is 27%, and the maximum APR is 260%.

Little Cash never charges more than the amount of the facilitation fee. A one-time late fee may be applied if you fail to make repayment after the grace period. The loan amount does not compound or accrue interest.

Sample Loan:

  • Loan Amount: PHP 1,000
  • Interest Calculation: (1000 * 25 ) / 100 = PHP 250
  • Expected Payback Amount for 65 days: PHP 1,000 + PHP 250 = PHP 1,250
  • Monthly Payment: PHP 625

Little Cash offers flexible terms and charges affordable facilitation fees ranging from 9% to 25%.

What You'll Love:

  • Avail instant loans from Little Cash through your smartphone.
  • Faster approval process with minimal documentation.
  • Collateral-free loans without the need for bank visits or phone calls.
  • Attractive interest rates.
  • Loan disbursement in just 10 minutes.

Documentation:

The minimum documents required to apply for a loan include your identification number, mobile number, and email address. Once you submit your loan application, we will verify your information within minutes.

Security:

Your data is securely transferred to us over an HTTPS connection. We do not share your information with anyone without your consent, except the lenders. All transactions are secured with 128-bit SSL encryption.

Customer Service:

If you have any questions or complaints, please reach out to us through the Feedback page in our application or contact our customer service center. We are ready to assist you.

Overview

Little Cash - Mobile Loans is a Freeware software in the category Business developed by Optipay Limited.

The latest version of Little Cash - Mobile Loans is 2.12.5, released on 01/06/2025. It was initially added to our database on 12/24/2023.

Little Cash - Mobile Loans runs on the following operating systems: Android.

Users of Little Cash - Mobile Loans gave it a rating of 4 out of 5 stars.

Pros

  • Offers quick access to cash during emergencies
  • User-friendly mobile application for easy navigation
  • Flexible loan amounts to suit different needs
  • Transparent fee structure with no hidden charges
  • Fast approval process, often within minutes
  • 24/7 customer support available for users
  • No collateral required for loans
  • Supports multiple repayment options

Cons

  • High interest rates compared to traditional loans
  • Limited loan amount for first-time users
  • Potential for overspending due to easy access to funds
  • Requires a stable internet connection for mobile access
  • Not available in all regions, limiting user access
  • Strict repayment terms that may lead to penalties if missed
  • Risk of falling into debt cycle if loans are not managed responsibly

FAQ

What is Little Cash?

Little Cash is a mobile loan service offered by Optipay Limited that allows users to apply for and receive loans quickly via a mobile app.

How do I apply for a loan through Little Cash?

You can apply for a loan by downloading the Little Cash app on your mobile device, creating an account, and following the prompts to complete your application.

What are the eligibility requirements for a Little Cash loan?

To be eligible for a loan, you must be at least 18 years old, a resident of the country where the service operates, and have a steady source of income.

How quickly can I get approved for a loan?

Loan approval through Little Cash is typically very fast, often within minutes, provided all required information is submitted.

What is the maximum loan amount I can get?

The maximum loan amount may vary based on your creditworthiness and repayment history, but typically ranges from $100 to $1,500.

What are the repayment terms for Little Cash loans?

Repayment terms vary depending on the amount borrowed, but generally range from 2 weeks to 6 months.

Are there any fees associated with taking a loan from Little Cash?

Yes, there may be fees such as an origination fee or late payment fee. It's important to review the terms before accepting the loan.

Can I pay off my loan early without penalty?

Yes, Little Cash allows you to pay off your loan early without incurring any additional fees.

What should I do if I can't repay my loan on time?

If you're unable to repay your loan on time, it's recommended to contact Little Cash customer service as soon as possible to discuss your options.

Is my information safe with Little Cash?

Yes, Little Cash employs strong security measures and encryption protocols to protect your personal information and financial data.


Elena Angelini

Elena Angelini

I'm Elena, your go-to software reviewer at UpdateStar and tech enthusiast. Whether you're a user seeking the latest software titles or software news I've got you covered. When I'm not diving into the latest software, you can find me exploring nature trails, camping under the stars, or competing in online multiplayer games. My reviews are designed to be fun, engaging, and packed with all the details you need to make informed decisions.

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